Homebuyers outnumber refinancing homeowners 2-1, accounting for 68% of all loans closed in May, according to Ellie Mae.

Lansing, MI made The Mortgage Reports’ list of the Top 50 Affordable Cities to purchase a home on a $30K or less annual income to make a 20% downpayment. In fact, for Lansing, only a $23,015 annual income was reported as needed to qualify. Youngston, OH came in at the most affordable with an income of only $15,014. No matter where one might buy in the U.S., though, it’s unlikely a 20% downpayment is mandatory as there are plenty of 5% down or less options available to qualifying homebuyers.

Five of the top 6 metro cities that saw the biggest home price gains in April are located in Washington, per Black Knight Financial Services’ latest Home Price Index report. Detroit came in as the 10^th best performing metro with a 2% increase in home prices.